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Odds of Disability

WheelchairIf you were to become sick or hurt and unable to work, how would you survive? Click on the link above to see your chances of becoming disabled. You may be surprised.

DI Needs Analysis

MoneyConsider all the things that depend on your income. You may not realize it, but your home, car, health, food, possessions and lifestyle all depend on your ability to work and earn a paycheck. Have you ever stopped to calculate how much your bills add up to each month? Imagine if you didn't have an income to pay those bills.

Personal Disability

CrutchesWhat would happen if you become sick or hurt and unable to work, and therefore, unable to earn a paycheck? Could you and your family maintain your standard of living? Use our Personal DI Calculator to see how easy and affordable it is to protect your income with a disability insurance policy from Illinois Mutual.

Business Expense

Open SignAs a small business owner, you know what it means to be responsible. With such responsibility, you becoming sick or hurt and unable to work could be your business' worst enemy. How will you pay your business' monthly expenses, such as rent and utilities while you are unable to work?

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Personal Disability Quotient

Everyone should know their chances of not being able to earn an income. That’s what your Personal Disability Quotient (PDQ) reveals – your own chances of becoming sick or hurt and unable to work. Calculate your own PDQ now, and learn the likelihood of experiencing a disability that could threaten your livelihood if not protected with disability insurance from Illinois Mutual.